Comet is a multi-chain, programmable payment layer built on Solana and XDC that unifies fiat, stablecoins, and digital assets into a single interoperable wallet. It supports smart cards, QR payments, automated settlements, and programmable business logic for fast, low-cost payments across retail, mobility, and enterprise ecosystems.

Solana delivers high throughput and sub-second settlement ideal for microtransactions, while XDC offers enterprise-grade stability and ISO20022 alignment. Combined, they provide exceptional performance, regulatory compatibility, and global interoperability needed for fintech and smart-city deployments.

Comet eliminates fragmentation between fiat, blockchain tokens, and digital assets by offering unified multi-accounts, stablecoin processing, programmable rules, deposits, rewards, and automated settlements. This drastically simplifies merchant acceptance, compliance, and operational complexity.

Comet enables multiple Solana or XDC sub-accounts—spending, rewards, savings, escrow, deposits, or device-bound wallets—under a single identity. Each account supports programmable rules such as spending limits, automated payouts, and multi-party approvals for complex workflows.

Comet supports SOL, SPL tokens, XDC, XRC tokens, and selected stablecoins. USDT support is in final integration and coming soon. The system is asset-agnostic and uses controlled token whitelisting to ensure compliant asset onboarding.

Comet integrates with on/off-ramp providers, tokenized KYC, rule-based conversions, and stablecoin liquidity to enable seamless and compliant movement between fiat and digital assets. Businesses can settle in fiat, stablecoins, or hybrid formats with full transparency.

Comet smart cards store encrypted balances and offline spend limits with blockchain-backed proofs. They work without internet for limited transactions and sync with Solana or XDC once online. This makes them ideal for transit, rural areas, and high-volume payment environments.

Yes. Comet provides dynamic and static QR-code payment flows for merchants and consumers with instant settlement on Solana or XDC. QR payments support auto-conversion, merchant preferences, and POS/mobile integrations at extremely low cost.

Comet uses hardware encryption, device-bound keys, Solana PDA security, multi-sig policies, and rule-based transaction controls. Sensitive operations require session keys or biometrics, ensuring maximum safety across wallet, card, and merchant flows.

Yes. Comet smart cards allow offline spending using pre-approved limits and cryptographic proofs. Offline transactions sync automatically on reconnection, making Comet reliable for mobility, rural payments, and disaster-resilient systems.

Comet leverages Solana’s sub-second settlement speed and XDC’s enterprise-optimized consensus to deliver very fast, low-cost payments suitable for microtransactions, retail checkout, stablecoin transfers, and large-scale settlement workflows.

Banks, fintech platforms, retail chains, logistics operators, mobility providers, and hospitality companies can integrate Comet through APIs and SDKs. Developers can embed multi-accounts, QR payments, card issuance, and programmable workflows easily.

Comet uses tokenized KYC, AML risk scoring, transaction rule engines, and jurisdiction-specific whitelisting. All operations are on-chain and auditable, supporting enterprise and banking-grade regulatory requirements while enabling cross-border usage.

Comet automates settlements, payouts, deposits, rewards, and treasury operations with instant on-chain finality. Businesses can accept multiple assets, automate splits, manage multi-party transactions, and access real-time financial visibility.

Comet uniquely combines hardware smart cards, programmable multi-accounts, multi-chain support across Solana and XDC, instant settlement, stablecoin interoperability, and fiat pathways—creating a complete, real-world payment infrastructure.

Comet supports multiple stablecoins across Solana and XDC. USDT support is coming soon. Stablecoins enable predictable settlement, low fees, and fast cross-border transfers suitable for global commerce and enterprise operations.

Yes. Comet uses stablecoins for low-cost, real-time cross-border transfers. Settlement can occur in USDT (coming soon), other stablecoins, or local fiat via partner ramps, removing friction and delays from traditional international banking.

Merchants receive instant settlement in their preferred currency—fiat, stablecoin, or mixed. Automated rules manage commissions, payouts, reconciliation, and rewards, reducing operational overhead while improving liquidity and financial control.

The Comet SDK provides wallet creation, smart card provisioning, QR payments, stablecoin transfers, multi-account functions, and programmable settlement flows. It abstracts blockchain complexity, enabling rapid fintech development.

Industries requiring fast, low-cost, multi-asset payments—mobility, gig economy, retail networks, logistics, hospitality, and smart-city platforms—benefit most from Comet’s unified multi-chain settlement and programmable payments infrastructure.